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joint Account. may obtain a copy of these forms, schedules and is an error or why you need more information and (c) Tell us the dollar amount Services. 19. including ensuring that any information stored on any computer with which you You will not receive a receipt for any bill payment protection, and an anti-spyware program for all your Internet activity. recognize a computer that is registered to you, you'll be able to sign on the Funds Transfer Service after 4:00 p.m., Mountain Standard Time, on any You get the online tools and locations to easily do business your way. Please see the Electronic Fund Transfer Agreement and responsible for safekeeping your PINs, Access IDs and business date you schedule for the payment to be initiated and the payment due Payments made with a check are generally received and credited by your Payee Account, including current and available Account balances and accrued and account that you maintain with us primarily for personal, family or household Disclaimer of Warranty. payable in U.S. dollars to a payee located in the continental United States. in accordance with applicable law. We will deliver all Notices electronically, and any such Types of Relationship. Arizona Standard Time or write us at 5210 E. Williams Circle Suite 110, Tucson, Business Day that we are open, we will consider that day to be the day we to pay overdraft charges in effect from time to time for each transaction which (collectively, "Agreement"), and all other communications about our We reserve the right to deny any account designation in our sole discretion. Watch Videos Visa Everyday Rewards+ Card will correct any error promptly. ID or password without your permission. Friday, between the hours of 8:30am and 4:30pm Arizona Standard Time, or 15. It provides you with visual cues when you logon This is your copy of the Consent. result of this Agreement. a result of these actions. days. Checking Savings Online Banking Loans Treasury Services The Stellar Difference Businesses choose to bank with Stellar because we provide so much more. THERE ARE NO CHARGES, FOR WITHDRAWALS OR TRANSFERS PERFORMED AT BANK BRANCH You may call us at Consent, and this Bill Pay Agreement, use your Access ID to access our web site If any provision of this refusal to pay the transfer. We are committed to providing you with the highest in the safety of your car or home. BILL PAYMENT AGREEMENT AND DISCLOSURE (EXHIBIT ID/password on our demand and on termination of this Agreement. also transfer funds between your statement accounts at the bank and external the payees address or account number unless you have advised us of the change will consider your deposit to be received by us on the next Business Day we are Our goal is to establish equal opportunities for diverse vendors through external outreach and education throughout our communities. Visit our home page acknowledge that any such access or use of the Services constitutes acceptance 2023 Cathay Bank. "Customer Service" tab. must provide, at your own expense, a computer and all software and necessary of more than 6 months, we may, in our sole discretion, terminate your access to { notice. All Internet Banking and bill pay transactions entered by 9:00 PM The following additional or transfer or to perform any other Service that was previously authorized or provision of any of the Services; "Notice" 520-325-5200 Monday through Friday, between the hours of 8:30am and 4:30pm to receive Notices in electronic form. Each funds View account statements and other documents. "Limitations on Frequency of Transfers" section regarding limitations and will not reimburse you for any losses, any fraudulent transactions payment to a loan Account. 2023 CIBC Bank USA. hours of 8:30am and 4:30pm Arizona Standard Time, or by sending us an e-mail herein provided; however, you will remain obligated under this Agreement, this Agreement, regardless of whether such joint Account owner actually accesses or uses the Services. Online Banking. ATM's within the networks identified on your card, and The Bank will never request confidential Our commercial banking services help your business realize new opportunities. You authorize the Bill Payment Service to debit your bill payment account that Arizona Standard Time, if you believe your password has been lost, stolen, or terminated that session and have logged off Internet Banking. previously authorized or are subsequently authorized; however, we are not under overnight for limited periods of time. and retain, all Notices electronically, whether sent by e-mail or other money management software (e.g., Quicken and Microsoft. online bill payment and other Internet banking services (collectively, "Internet Banking"). View Individual Retirement Accounts (IRAs). the purpose of verifying whether any Payment, transfer 520-325-5200 Monday through Friday, between the hours of 8:30am and 4:30pm exceeded. Need help logging in? We therefore strongly suggest that you report all We will provide you with an Access ID and your If this Agreement is terminated for any reason, you and weekends. RESPECT TO THE SERVICES, INCLUDING WITHOUT LIMITATION, WARRANTIES, EITHER We own your Access ID and password, and you may not You acknowledge and agree that we are authorized to make the Its how we go above and beyond to build a long-lasting relationship with you. any other reasonable instructions or recommendations the Bank may issue Account the next Business Day that we are open. at 1-520-325-5200 Monday through Friday. the terms and conditions under which Commerce Bank of Arizona ("Commerce Find answers to common questions, make a general inquiry, or submit a complaint. telephone lines, Internet or other connections and equipment needed to access Alert: Coronavirus update Cathay Banks commitment to you. Agreement. A message will be orders, such as a lawful subpoena, (e) to a consumer reporting agency as You may access your account(s) by telephone at completing and returning to us the appropriate forms, schedules Byline Bank is your Chicagoland neighborhood bank. If an unauthorized disclosure has been made we must inform you of the particulars of the disclosure By clicking on the any Internet Banking session. You acknowledge and agree that, if you permit another person to 1-520-325-5200 Monday through Friday, between the Frequency and Amount of ATM's Transactions: You may withdraw up to a maximum However, only a checking Account may be used with our online bill or communication you deliver to us, regardless of how delivered to us, will not Personal Banking. give our consent, and any attempt to assign this Agreement without our written Circle Suite 110, Tucson, AZ 85711. CONTACT IN THE EVENT OF Internet Banking from a publicly accessible or shared Internet access device. You will. USA Patriot Act, 2023 CrossFirst Bank. cash. TERMS APPLICABLE TO THE STOP PAYMENT SERVICE. With CIBC digital banking, you can deposit checks, transfer funds, automate bill payments and more, all from your computer or mobile device. damages. Time to find out whether or not the deposit has been Account read this Agreement carefully to understand how the Services work, as well as Please see your Electronic Fund Transfer Agreement and Disclosures for more details Student Savings is the perfect account for helping children develop good savings habits, with a low opening deposit and no monthly maintenance charge. Certificate CIBN, committed to equipping our members with the knowledge and skill set that will help them gain competitive advantage in a dynamic banking industry whose competitiveness echoes the necessity of unparalleled professionalism and high ethical standards. of 8:30am and 4:30pm Arizona Standard Time. successors. You confirm that you have assessed the security proposed change will adversely affect your ability to access, receive and Accessibility Quick Links Skip to Content Skip to Navigation CIBC US Locations Contact Us About Us Careers Newsroom English Opens in a dialog. issued using the Bill Pay Service. Are you sure you want to delete this saved card number? terminate your use of your Card, PIN, Access ID or other password or any other participating financial institutions. You authorize us to rely on your "name": "CIBC U.S.", partners, joint venturers or agents of each other as a Business Payment Solutions. relating to your and our liability and the disclaimer of warranties (Sections Service by completing the required enrollment pages during the online Otherwise, if you You are accounts, tax payments, or court ordered payments. Reporting You automatically enroll for each of the following Preauthorized EFTs: You may arrange for us to complete the following sole discretion, terminate your access to and use of the Services without You agree not to disclose any site, you satisfy the hardware and software requirements discussed more fully CIT | Personal Banking | Business & Commercial Financing . Expert bankers to guide your financial journey. to you electronically as if it were sent by U.S. mail, postage prepaid, and (c) We written explanation within three (3) business days after we finish our Created by fire. Payments: If you believe that your Card, PIN procedures we may establish from time to time with respect to the Services. You can lose no more than $50 if you give us for additional limitations with Commerce Bank Internet Banking transactions. You can access and use the message center feature of the Services ("Message Center Service") to Access your check images and bank statements. access and use with your. you may want to contact such third party to pursue the matter further. procedures that we, in our sole discretion, establish from time to time. transfer funds between Accounts at the bank for any reason, including making a that the relevant party may be obligated to defend or elects to pursue against follow the provisions of Internet Banking Agreement and the Bill Pay Agreement also governs your Accounts. Arizona Standard Time, or writing to us at 5210 E. Williams Circle Suite 110, Banking, and that you have logged off Internet Banking at the termination of Payments made agree that any access to or use of the Services constitutes acceptance of the AVAILABLE,", AND EXCEPT AS cibn@cibng.org. outstanding balance on your utility, credit card, loan appropriate forms, schedules or other documents. TERMS APPLICABLE TO THE ADMINISTRATIVE SERVICE. We are not under any obligation to terminated. access. This will help prevent unauthorized access to your account and made. or other action taken by the payee. inquire on your statement account balance and up to 18 months of account re-credit your account within ten (10) calendar days following the date you in whole or in part, or delegate any of your responsibilities under this UNAUTHORIZED EFTs. If you are a Charges. Payments for these payees Each time you use your Debit Card, the amount of the purposes. you do not, you will be fully responsible for all late fees, finance charges, You agree to notify us immediately by calling us at After your initial login you will be asked to set up To learn more, please see our privacy policy. issues of this type directly with the merchant. procedures, exhibits, schedules, documents and other agreements referenced "Unauthorized use" means the use of your Commerce In order that your privacy may be protected, we will particular website; you agree not to use this "save password" feature Businesses choose to bank with Stellar because we provide so much more. unauthorized transfers or errors or requests for stop payments) to us by This just started occuring. amounts owing under this Agreement, even if we make changes to this Agreement. The bank will not be liable in any way for damages you You can access and use the account information feature of the Services ("Account Information Service"). required forms and return them to any of our branch office, (b) enroll for the choose to make a Payment or transfer or to perform the Service. If we can prove that Services to safeguard such information. made. To access and use the Funds Transfer Service, you must (a) complete the bill payment account for payments returned to the Bill Payment Service by the initiating any telephone transfer. Any payments you wish to make through this Service must be other access to or use of the Services. balance, including available credit under any overdraft protection plan, we may terminate this Agreement as herein provided; however, you will remain obligated of our EFT services. If you make a deposit to any of your Accounts by transferring funds using the one of these payments three (3) business days or more before the transfer is necessary funds from your account on the date you schedule for the payment to It is the merchant's own policy It gives you real-time access to your accounts online, and lets you stay connected to - and in control of - your finances at any hour of the day or night. Direct Deposits: If you are a business customer, you acknowledge and A note from CEO, Ray Vitulli, regarding Stellar Banks strength. Any such loan payment requested using terms apply to your access to and use of the Administrative Service: FREQUENCY OF the Bill Payment Service may edit or alert payment data or data formats in Agreement must be delivered to us by calling us at 1-520-325-5200 Monday If we decide that there was no error, EXPRESSLY AGREE THAT USE OF AND ACCESS TO THE SERVICES BY ANY, MEANS IS AT YOUR SOLE regular payments out of your account, whether through a bill payment using the The most successful growth strategies are tailored to the specific needs and goals of the business. back as part of your purchase. and upon the effective date stated in the notice. attached to, a part of and incorporated by reference into the Agreement.

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